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(303) 798-8546
CALL TODAY
(303) 798-8546
When an insurance company calls you after a bus accident, it is not because they care about your well-being. They call because a recording of you saying something that hurts your case may reduce their financial liability toward you. At Arckey & Steele, we have seen what happens when injury claimants start talking to insurance companies after a Broomfield bus accident without legal counsel. The best course of action is to call our bus accident attorneys so we can handle all communications for you.
Insurance adjusters often call within hours of a passenger vehicle crash, and you can expect the same if you were in a collision involving a Broomfield bus. They know you are vulnerable during those first few days and likely do not have legal representation. You may not even know yet how serious your injuries actually are.
This timing helps them, not you. They want to talk before you have time to understand your injuries, speak with a lawyer, or think about being careful with what you say. Quick settlement offers usually sound tempting when you are worried about money, but they rarely come close to covering what full recovery costs you.
Insurance companies use several common tricks designed to limit payouts. They request recorded statements, hoping you will make damaging comments. They also make medical history requests under the pretext that records are necessary for processing, but their real intent is to look for pre-existing conditions to limit compensation. Arckey & Steele’s Broomfield attorneys know these insurance company tactics and how to counter them, starting by communicating with adjusters on your behalf for anything involving your bus accident case.
If the at-fault party’s insurance company calls you, keep your answers short. You can share your name and the timing and location of the accident, but if they ask how you are feeling, do not say fine or okay. A safe response is, “I am seeing a doctor.” There are a few other things you should not share, including:
You are not required to give a recorded statement to another driver’s insurance company. Even if your own insurer asks to speak with you after the Broomfield bus collision, it is better to have a lawyer with you first.
Bus accidents are rarely simple. Responsibility for a crash can fall on more than one party, including:
Each party has separate insurance, and adjusters try to shift blame. Bus crash cases in Broomfield need careful investigation, and while buses often carry higher coverage, receiving compensation from insurers requires proper legal steps and careful communication following the accident.
Colorado’s state law plays an important role in bus accident claims. First, mandatory liability insurance of the at-fault party should cover your injuries and losses. Under comparative negligence laws, you can often still seek money when partially at fault, but the amount is reduced by your fault percentage.
The law also dictates that you have three years to file private lawsuits, but only 180 days to begin claims against government entities. Insurance companies use people’s lack of knowledge about these rules to push for fast, cheap settlements, so you must seek legal help before interacting with adjusters after your Broomfield bus collision. Our lawyers make sure you know your rights and meet every deadline.
No one should handle the legal process without help. The risks are too high, and insurance companies are too good at protecting their bottom line. A single conversation with an adjuster can cost you thousands in compensation.
At Arckey & Steele, our experienced attorneys understand these tactics and know how to fight them. We have spent years protecting injured people in our community. While you focus on recovery, we handle insurer communications and build a case for full compensation. Contact us today to learn how we can help with talking to insurance companies after a Broomfield bus accident.
We believe in fighting for your rights without adding additional financial stress. You won’t pay unless we secure a favorable outcome for your personal injury case
With a client-centered approach and a deliberately small caseload, we ensure each case receives the personal attention and dedicated focus they deserve.
With decades of trusted experience, we provide reliable, expert legal counsel, guiding clients through even the most complex legal challenges.